Insurances Accepted for Physical Therapy Care in Midtown Manhattan
At Integrative PT of NYC we accept most major commercial insurance plans for outpatient physical therapy, chiropractic care, and acupuncture services. Integrative PT of NYC accepts insurance plans including Aetna, Blue Cross Blue Shield (BCBS), Cigna, Oxford, United Healthcare (UHC), Meritain Health and Medicare. Coverage details and copay amounts vary by individual plan. Plan details are provided below.
Our billing team personally verifies insurance plans and explains benefits to make the payment experience seamless and painless. Curious about physical therapy service and your insurance plan? Please click the link below and follow the prompts! We will contact you shortly with your benefits, and scheduling.
UnitedHealthcare (UHC)
IPT accepts UnitedHealthcare commercial plans, including Choice Plus, Options PPO, Navigate, and employer-sponsored UHC plans. Most plans cover medically necessary outpatient PT.
Blue Cross Blue Shield (BCBS)
IPT accepts Blue Cross Blue Shield plans, including Empire BCBS and out-of-state BCBS Blue Card plans. BCBS typically covers outpatient PT for medically necessary conditions such as back pain, sports injuries, and post-surgical rehab.
Aetna
IPT accepts Aetna commercial PPO, HMO, and Open Access plans. If your employer offers an Aetna-administered plan under a different name, it is likely also covered — call us to confirm.
Meritain Health
IPT accepts Meritain Health insurance plans, an Aetna company. Meritain administers self-funded employer health plans. If your employer uses Meritain as its third-party administrator, your PT visits at our clinic are covered.
Oxford Health Plans
IPT accepts Oxford Health Plans, a subsidiary of UnitedHealthcare, is accepted at our Midtown East clinic. Oxford PPO and HMO plan members can receive physical therapy with a referral from their PCP if required.
Cigna
IPT accepts Cigna insurance plans for outpatient physical therapy services in New York City. Cigna Open Access Plus and Choice Fund plans are commonly used by Midtown Manhattan professionals.
Private Pay & Self-Pay Rates
No insurance? No problem. We offer straightforward private pay rates: Initial Evaluations at $175.00, a comprehensive physical therapy examination for 60-75 minutes, and Follow Up Appointments at $125.00, physical therapy treatment sessions for 45-60 minutes.
Medicare
IPT accepts Original Medicare (Part B) which covers outpatient physical therapy when services are medically necessary and ordered by a physician. Medicare typically reimburses 80% after the Part B deductible, with the patient responsible for 20%.
FAQ:
Q: Does my insurance cover physical therapy at IPT NYC?
Integrative PT of NYC accepts most major commercial insurance plans, including Aetna, Blue Cross Blue Shield, Cigna, Oxford, UnitedHealthcare, Meritain Health, and Medicare. Coverage depends on your specific plan. Contact us for a free benefits verification.
Q: Do I need a referral to start physical therapy?
Most commercial plans do not require a referral for outpatient physical therapy in New York. However, some HMO plans — including certain Oxford and UHC HMO plans — may require a referral from your primary care physician. We'll confirm this when we verify your benefits.
Q: How does Medicare cover physical therapy at IPT NYC?
Original Medicare Part B covers outpatient physical therapy when services are medically necessary and ordered by a physician. Medicare reimburses 80% of the approved amount after you meet your Part B deductible; you are responsible for the remaining 20%.
Q: What are your self-pay rates if I don't have insurance?
We offer transparent private pay rates: Initial Evaluations are $175 (60–75 minutes) and Follow-Up Appointments are $125 (45–60 minutes).
Q: How do I verify my insurance benefits before my first visit?
Click the "Free Benefits Verification" button on this page, fill out the short form, and our billing team will contact you with your specific coverage details and any copay or deductible information before your appointment.
Q: Does my insurance cover chiropractic care at IPT NYC?
It may. We work closely with our chiropractic provider, Indigo Chiropractic and Wellness. Once we verify your coverage, Indigo will notify us and yourself of benefits and pricing.
Q: Does insurance cover acupuncture at IPT NYC?
It may. We work closely with our acupuncture provider, River Spirit Acupuncture. Once we verify your coverage, River Spirit will notify us and yourself of benefits and pricing.